Old-age pensions

On 1 January 1999 the old-age pension scheme reform came into force.
Since 1999 two old-age pension schemes have been jointly in operation in Poland:

  • pension scheme operating under the earlier rules – for persons born before 1 January 1949,

  • pension scheme operating under the new rules – for persons born after 31 December 1948.

Persons born after 31 December 1948 but before 1 January 1969 had the option to stay in the hitherto pay-as-you-go pension scheme (first pillar) or join the new pension scheme, i.e. pay-as-you-go scheme (first pillar) and funded pension scheme (second pillar), selecting an Open Pension Fund. These persons could join the new pension scheme by 31 December 1999.

Statutory retirement age:

  • for women born on or before 31 December 1952 is 60 years,

  • for men born on or before 31 December 1947 is 65 years.

Starting from 1 January 2013 the retirement age is being increased and – as a target – equalised:

  • for women born on or after 1 January 1953,

  • for men born on or after 1 January 1948

by 1 month every quarter until a retirement age of 67 years is reached – for men – in 2020, and in the case of women – in 20401.

Retirement age for women born in 1955–1956

Year of birth

Quarter of birth 

Retirement age (years_months)

Retirement age* reached in

year 

quarter

1955

 

 

January / February / March

April / May / June

July / August / September

October / November / December

60_9

60_10

60_11

61_0

2015

2016

2016

2016

October / November / December

February / March / April

June / July / August

October / November / December

1956

 

 

 

January / February  /March

April / May / June

July / August / September

October / November / December

61_1

61_2

61_3

61_4

2017

2017

2017

2018

February / March / April

June / July / August

October / November / December

February / March / April

* Example: a woman born in January 1955 will reach the retirement age – 60 years and 9 months (60_9) – in October 2015, born in February 1955 she will reach the retirement age in November 2015, and born in March 1955 – in December 2015.

Retirement age for men born in 1950–1951

Year of birth

Quarter of birth

Retirement age (years_months)

Retirement age reached in

year 

quarter

1950

 

 

January / February / March

April / May / June

July / August / September

October / November / December

65_9

65_10

65_11

66_0

2015

2016

2016

2016

October / November / December

February / March / April

June / July / August

October / November / December

1951

 

 

 

January / February  /March

April / May / June

July / August / September

October / November / December

66_1

66_2

66_3

66_4

2017

2017

2017

2018

February / March / April

June / July / August

October / November / December

February / March / April

The retirement age of 67 years is applicable to women born after 30 September 1973 and men born after 30 September 1953.

 

1 The increased retirement age was introduced by means of the Act of 11 May 2012 on the amendment of the Act on pensions from the Socal Insurance Fund, and other acts.