Old-age pensions

On 1 January 1999 the old-age pension scheme reform came into force.

From this moment two old-age pension schemes have been jointly in operation in Poland:

  • old-age pension scheme operating under the earlier rules – for persons born before 1 January 1949,

  • old-age pension scheme operating under the new rules – for persons born after 31 December 1948.

Persons born after 31 December 1948 but before 1 January 1969 had the option to stay in the hitherto pay-as-you-go pension scheme (first pillar) or join the new pension scheme, i.e. pay-as-you-go scheme (first pillar) and funded pension scheme (second pillar), selecting an Open Pension Fund. These persons could join the new pension scheme by 31 December 1999.

From 1 October 2017 statutory retirement age, the same as from before January 2013, is in force and amounts to:

  • for women – 60 years,
  • for men – 65 years.

From January 2013 to October 2017, the statutory retirement age was increased:

  • for women born from 1 January 1953,
  • for men born from 1 January 1948.

The retirement age was increased quarterly by one month and was supposed to reach 67 years. The increase of the retirement age was introduced by the amending act of 11 May 2017. Eventually, the retirement age of 67 was meant to be introduced in 2020 for men and in 2040 for women.
The retirement age of 67 years had to be applicable to women born after 30 September 1973 and men born after 30 September 1953.
At the end of 2016 retirement age for women was 61 years, and for men – 66 years.