Pre-retirement benefit

The pre-retirement benefit is granted to a person who has the status of an unemployed person and meets the conditions concerning, inter alia, the mode of employment relationship termination, age and insurance period.

A person who is in one of the following situations may be entitled to the pre-retirement
benefit:

Situation 1

  • the employment or service relationship has been terminated due to liquidation or insolvency of the employer,
  • employment with this employer lasted at least 6 months,
  • before the date of termination of employment or service relationship with that employer:
    • the person concerned has reached at least the age of 56 years (woman) or 61 years (man),
    • his/her insurance period was at least 20 years (woman) or 25 years (man).

Situation 2

  • the employment or service relationship has been terminated for reasons attributable to the work establishment,
  • employment with this employer lasted at least 6 months,
  • before the date of termination of employment or service relationship with that employer:
    • the person concerned has reached at least the age of 55 years (woman) or 60 years (man),
    • his/her insurance period was at least 30 years (woman) or 35 years (man).

Situation 3

  • the person concerned had been continuously running a non-agricultural business activity for at least 24 months and had been paying the social insurance contributions for this period,
  • he/she has declared bankruptcy of business operations,
  • on or before the date of bankruptcy declaration:
    • he/she had reached at least the age of 56 years (woman) or 61 years (man),
    • his/her insurance period was at least 20 years (woman) or 25 years (man).

Situation 4

  • the person concerned has registered with the competent poviat (district) labour office within 30 days from the day of cessation of the disability pension entitlement, which he/she had been receiving continuously for at least 5 years,
  • on or before the day of cessation of the disability pension entitlement:
    • he/she had reached at least the age of 55 years (woman) or 60 years (man),
    • his/her insurance period was at least 20 years (woman) or 25 years (man).

Situation 5 

  • the person concerned has registered with the competent poviat (district) labour office within 60 days from the day of cessation of the entitlement to one of the following benefits:
    • nursing benefit,
    • special care allowance,
    • carer’s allowance,
  • had been receiving one of these benefits continuously for at least 365 days, provided that the loss of the entitlement was caused by the death of the person he/she had cared for,
  • on or before the day of cessation of entitlement to one of these benefits:
    • he/she had reached at least the age of 55 years (woman) or 60 years (man),
    • his/her insurance period was at least 20 years (woman) or 25 years (man).

Situation 6

  • the employment relationship has been terminated for reasons attributable to the work establishment,
  • the person concerned had been employed there for at least 6 months,
  • before the date of termination of the employment relationship, his/her insurance period was at least 35 years (woman) and 40 years (man).

Situation 7

  • the employment or service relationship has been terminated due to liquidation or insolvency of the employer,
  • the person concerned had been employed by that employer for at least 6 months,
  • until 31 December of the year preceding the termination of the employment or service relationship, his/her insurance period was at least 34 years (woman) or 39 years (man).

A person who is in one of these seven situations will be entitled to the pre-retirement benefit if he/she has been receiving unemployment benefit for at least 180 days and meets all of the following conditions:

  • is still registered as an unemployed person,
  • within the period of receiving unemployment benefit did not refuse, without justified reason, a proposal of suitable employment or other gainful work or intervention works and public works,
  • will submit an application for the pre-retirement benefit within 30 days from the day of issue by the poviat (district) labour office of a document certifying the 180-day period of receiving the unemployment benefit.

As from 1 March 2019, the amount of the pre-retirement benefit is PLN 1,140.99 and is subject to periodic adjustment.

In 2018, ZUS paid the pre-retirement benefits to 108.9 thousand people. The total amount of benefits was PLN 1,368.8 million. These benefits are financed from the Labour Fund.