Survivor’s pensions

A survivor’s pension is awarded to entitled family members of a person who – on the day of death – held the established entitlement to an old-age pension (including a bridging pension) or a disability pension or who met the requirements for the award of one of these benefits. When the right to a survivor’s pension is established, it is assumed that the deceased person was completely incapable of work.
A survivor’s pension is also awarded to the eligible family members of a person who – on the day of death – was a recipient of a pre-retirement benefit, a pre-retirement allowance or a teacher’s compensatory allowance. In such a case it is assumed that the deceased person has satisfied the conditions to be awarded the pension in respect of a complete incapacity for work. A survivor’s pension is not awarded in respect of a periodic funded pension.
The following persons have the right to a survivor’s pension:

  • one’s own children, a spouse’s children, adopted children – until they reach the age of 16 years or 25 years in the case of children in education, and irrespective of age if they had become completely incapable of work before reaching the age of 16 years or while in education before reaching the age of 25 years. If the child reached the age of 25 years while being a student of the final year of study at an institution of tertiary education, the right to the pension is prolonged till the end of this year of study;
  • a spouse (widow, widower) – if at the time of death of the husband (wife) the spouse is aged 50 or is unable to work or – is bringing up at least one child, grandchildren or relatives entitled to a family pension after the death of the husband, the child having yet to turn 16 years old and if it is still in education the age of 18, or if the spouse is providing care to a child unable to work, or has reached the age of 50 or has become unable to work following the death of the spouse in a period not longer than five years since their death or the ceasing of care over the above mentioned children,
  • parents who fulfil the conditions for a widow and widower, if the insured party, pensioner or benefit receiver contributed to their upkeep.

The survivor’s pension is payable at the following rates:

  • for one entitled person – 85% of the benefit that would be payable to the deceased person,
  • for two entitled persons – 90% of the benefit that would be payable to the deceased person,
  • for three and more entitled persons – 95% of the benefit that would be payable to the deceased person.

All entitled family members acquire the right to one joint survivor’s pension, which is divided – if necessary – in equal parts among all the beneficiaries. If a survivor’s pension is received by a double orphan, s/he is entitled to a supplement for double orphans.
At the end of 2014 the largest group claiming family pensions were women – 88.3%, with men constituting 11.7%. In as far as women are concerned most commonly the benefit was claimed by women aged 55 and older (86%), while amongst men the most numerous group were individuals aged from 10 to 24 years (51.7%).
In 2014 family pensions were claimed by 1,243,500 individuals, while the average monthly pension payment was PLN 1,768.

 

(Note: 1 EUR = ca 4.32 PLN)